Visit Let’s Divorce
Financial Settlements

Clear financial outcomes after separation.

We help you reach a fair outcome — and make it legally binding. Property, pensions, savings, debts, maintenance, business interests, and overseas assets. You don’t need to know which legal route applies. We’ll help you identify the right next step.

Solicitor advising clients on a financial settlement
Why It Matters

Your divorce doesn’t end your financial relationship

The Final Order ends the marriage — but it does not automatically resolve finances. Without a court-approved financial order, either party can make a financial claim against the other in the future, even years later.

We strongly recommend dealing with finances before or alongside the divorce — not after. The right order protects both parties and provides a genuine clean break.

  • Legally binding agreement — no future claims
  • Protects your assets, pension, and income
  • Covers property, debts, maintenance, and more
  • Can be agreed without going to court
  • From £250 +VAT

    Strategy Session

    60-minute solicitor-led consultation. Credited if you proceed.

  • £2,000 +VAT

    Clean Break Order

    Ends all financial claims between you and your spouse. Fixed fee.

  • £3,000 +VAT

    Consent Order

    Makes your agreed financial settlement legally binding. Fixed fee.

  • £3,500 +VAT

    Negotiated Settlement

    We liaise and negotiate with the other party to reach agreement.

What We Cover

Assets we advise on

  • Property

    Family home, investment properties, equity, mortgage obligations, and tenancy arrangements.

  • Pensions

    Pension sharing, pension offsetting, and pension attachment orders. Often the most valuable asset in a marriage.

  • Savings & Investments

    Bank accounts, ISAs, shares, bonds, and investment portfolios — including assets held jointly or separately.

  • Business Interests

    Valuation of business assets, shares, and goodwill. We work with specialist valuers where needed.

  • Overseas Assets

    Property, accounts, or investments held abroad. We advise on jurisdiction and coordinate with overseas professionals where needed.

  • Debts & Liabilities

    Mortgages, loans, credit cards, and other liabilities — including how they are allocated in a settlement.

Your Options

Three routes forward

01

Reaching Agreement

Best if

You think agreement is possible, but need structure and legal support to get there.

What we do

  • Settlement strategy and negotiation support
  • Guidance on disclosure and sensible proposals
  • Mediation or ADR support where appropriate
  • Roundtable meeting facilitation

Outcome

A practical agreement based on your financial reality.

Based on complexity and route.
02

Consent Order

Best if

You’ve reached agreement and want it made legally binding.

What we do

  • Review the agreed terms
  • Draft the Consent Order and supporting documents
  • Submit to court for approval
  • Advice on implementation and next steps

Outcome

A legally binding financial order approved by the court.

£3,000 (+VAT) — fixed fee, payment plans available.
03

Court Route

Best if

Agreement isn’t possible, disclosure is disputed, or court involvement is necessary.

What we do

  • Strategy and case management from the outset
  • Prepare the application and evidence
  • Support disclosure (including Form E)
  • Negotiations alongside the court timetable
  • Representation where agreed

Outcome

A court-determined financial order.

Final costs depend on complexity and number of hearings.
Questions

Common questions

Do we need a Consent Order if we agree on finances?

Yes — without one, either spouse can make a financial claim against the other in the future, even after the divorce is finalised. A Consent Order is the only way to make a financial agreement legally binding and achieve a true clean break.

When can a Consent Order be submitted?

After the Conditional Order has been granted in your divorce. We can prepare and draft the Consent Order in parallel so it’s ready to submit as soon as the court will accept it.

What is a Clean Break Order?

A type of Consent Order which dismisses all financial claims between spouses — income, capital, property and pension — so neither can pursue the other for money in the future. Suitable where there are no ongoing financial ties.

What is Form E?

Form E is the standard financial disclosure document used in court proceedings. It requires full disclosure of income, assets, liabilities, pensions, and outgoings — supported by documentary evidence.

What if my ex won’t disclose financial information?

The court can compel disclosure through a financial remedy application. Failure to disclose can result in costs orders, adverse inferences, and the agreement being set aside later. We’ll advise on the right route to obtain the information you need.

How are pensions divided?

Through pension sharing (a clean split into a separate pension), pension offsetting (one spouse keeps the pension, the other receives an equivalent share of other assets), or pension attachment orders. We instruct pension actuaries where appropriate.

What is a Roundtable Meeting?

A solicitor-led negotiation where both parties and their solicitors meet (in person or remotely) to work through outstanding financial issues. Often a faster, cheaper alternative to litigation when agreement is within reach.

Can I get maintenance from my ex-spouse?

Spousal maintenance may be appropriate where one party cannot meet their reasonable needs from their own income. Amount and duration depend on circumstances. Child maintenance is usually handled separately via the Child Maintenance Service.

Ready to move forward?

Get clarity in one hour.

A Strategy Session with SKB Law is a focused, solicitor-led meeting. You’ll leave with a clear picture of where you stand, your options, and a written action plan.